Banking, Loans and Insurance Tools
Compare loans, work out eligibility, and understand insurance and credit with straightforward banking calculators built for real decisions.
35 tools in this category
Refinance Calculator
See the savings from refinancing a loan.
Loan Prepayment Calculator
Find the interest saved by prepaying.
Part-Payment Calculator
See the impact of a lump-sum part payment.
Debt Consolidation Calculator
Combine multiple loans into one.
Debt-to-Income Ratio
Calculate your DTI percentage.
Loan Eligibility Calculator
Estimate the loan amount you qualify for.
Home Equity Loan Calculator
Borrow against your home equity.
HELOC Calculator
Calculate a line-of-credit payment.
Flat vs Reducing Rate
Compare flat and reducing interest methods.
Loan Moratorium Calculator
Find the cost of deferring payments.
Overdraft Interest Calculator
Work out the cost of an overdraft.
Bank Savings Interest
Calculate the interest you earn on savings.
CD / FD Ladder Calculator
Model staggered deposit maturities.
Certificate of Deposit Calculator
Find a CD maturity value.
Recurring Savings Calculator
Grow monthly savings over time.
Sinking Fund Calculator
Save steadily for a future cost.
Credit Utilization Calculator
Find your card usage percentage.
Credit Card Minimum Payment
See the minimum due and its interest.
Credit Score Factor Estimator
Weigh rough credit score factors.
Savings Rate Calculator
Find what percent of income you save.
Life Insurance Needs
Estimate the cover you need.
Human Life Value
Estimate income-based life cover.
Term Insurance Calculator
Estimate a term insurance premium and cover.
Term vs Whole Life
Compare term and whole-life policies.
Health Insurance Premium
Estimate a health insurance premium.
Auto Insurance Estimator
Estimate a car insurance premium.
Endowment Maturity Calculator
Estimate a policy payout.
Insurance Claim Estimator
Estimate a likely claim payout.
Interest Saved by Extra EMI
See savings from one extra payment a year.
Loan Tenure Reduction
See the impact of a shorter loan term.
Balance Transfer Calculator
Find the savings from a balance transfer.
Loan Foreclosure Cost
Work out the cost of closing a loan early.
Simple vs Compound Compare
Compare simple and compound interest.
Rule of 69 Calculator
Estimate continuous doubling time.
EMI in Advance vs Arrears
Compare EMI paid in advance or arrears.